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BEST RATES
ONLY...

Compare
BANK/BROKER
MORTGAGE
 
Rates Now!

Let Mortgage Brokers, Banks & Lenders
Fight for your Business!

Best Bank Rate
5 Year Fixed*

3.99%

Best Private Lender Rate
1 Year Fixed**

7.99%

Best Bank Rate
5 Year Fixed*

-Full Income, Good Credit

3.99%

Best Private Lender Rate
1 Year Fixed**

-No Income, No Credit

6.99%

*Insured loans.  Full Documents, Other conditions apply.
**Subject to appraisal and LTV, other conditions apply.

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About Rate Ninja

Discover how Rate Ninja revolutionized the way Canadians find the best mortgage rates and life insurance rates. Our commitment to transparency and customer satisfaction sets us apart in the rate comparison industry.

Join us in our mission to simplify the rate comparison process, making it easier for Canadians to make informed financial decisions.

 

Together, we can achieve financial empowerment and security for all.

Best Rates

We demand best rates for every situation

A,B & Private 

Wide Selection of lenders for every situation.

100's

Banks, Brokers & Lenders fight for your business

Loyalty

we are a marketing company not a brokerage

Why Choose Rate Ninja

Ai Application

Brokers vs Banks

Market Place NOT a Brokerage

Our Ai application will asses, collect documents, then send your application to the best suited bank or broker with the best rate for your situation. 

We enable the battle between brokers and banks and allow them to fight for your business.

Rateninja.ca is a marketplace NOT a brokerage or lender. This allows us demand best rates and service for our users. We don't give advice or make commissions.

RateNinja.ca Code of Service

As a valued partner of RateNinja.ca, banks and brokers are committed to upholding the highest standards of service excellence. The following Code of Service outlines our shared commitment to providing exceptional experiences for all clients using our platform:

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Best Rates: Always offer the most competitive and transparent rates to ensure clients receive the best possible value.

​

Fast and Friendly Service: Provide prompt, efficient, and courteous service to all clients, ensuring their needs are met with professionalism.

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Client-Centric Approach: Prioritize the client's needs above all else, delivering solutions that align with their financial goals and interests.

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Transparency: Maintain clear, honest, and open communication with clients, providing all necessary information to make informed decisions.

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Ethical Practices: Adhere to the highest ethical standards in all transactions and interactions, ensuring fairness and integrity.

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Confidentiality: Protect the privacy and confidentiality of all client information, adhering to strict data protection standards.

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Responsive Communication: Ensure timely responses to all client inquiries, providing updates and support throughout the process.

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Continuous Improvement: Regularly review and enhance service offerings to meet evolving client needs and market conditions.

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Collaboration: Work collaboratively with RateNinja.ca and other partners to ensure a seamless and unified client experience.

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Compliance: Adhere to all applicable laws, regulations, and guidelines governing the financial services industry.

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